Debt Collector Guides
How to Resolve Debt With PRA Group, Inc.
Resolve debt with PRA Group by validating the debt, responding to lawsuits on time, raising defenses, and negotiating a settlement.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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Personal Finance
CashNetUSA Review
CashNetUSA offers fast online installment loans and credit lines with no FICO check, but triple-digit APRs and steep fees make it a risky last resort.
Personal Finance
Click N Loan Reviews
Click N Loans isn't a bank. It forwards your application to a network of lenders. Beware: applying opts you in to calls despite the Do Not Call Registry.
Personal Finance
What Does “Apple Pay Transaction Under Review” Mean?
Apple Pay Transaction Under Review' means Apple is verifying a recent transaction; check your Wallet app for details or follow Apple's prompts to confirm.
State Debt Collection Laws
Debt Collection Laws in Tennessee
Tennessee's Collection Services Act and the FDCPA protect you from harassment, unfair practices, and illegal debt collection tactics.
State Debt Collection Laws
Debt Collection Laws in Nevada
Nevada's NRS 649 and the FDCPA protect consumers from deceptive debt collection. The statute of limitations on credit card debt is four years in Nevada.
State Debt Collection Laws
Debt Collection Laws in Illinois
Illinois debt collection laws (FDCPA plus state acts) ban harassment and false statements. They also cap wage garnishment at 15% of gross pay.
State Debt Collection Laws
Debt Collection Laws in Florida
Most Florida debts have a statute of limitations of five years. Florida consumers are protected from unfair collection practices by the FDCPA and state laws.
State Debt Collection Laws
Debt Collection Laws in Virginia
Virginia's Consumer Protection Act, Consumer Finance Act, and the FDCPA protect you from abusive debt collection. The statute of limitations is 5 years there.
State Debt Collection Laws
Debt Collection Laws in Montana
Montana debt collection laws follow the FDCPA and FCRA which prohibit harassment, excessive calls, and abuse. The statute of limitations on debt is 8 years.
State Debt Collection Laws
Debt Collection Laws in New Mexico
New Mexico debt collection laws include the NMFDCPA which bans debt collector harassment. The statute of limitations on debt is six years in New Mexico.
State Debt Collection Laws
Debt Collection Laws in Arizona
Residents of Arizona can report unlawful debt collectors to the Arizona Attorney General or directly to the Federal Trade Commission.