Credit
Credit Card Debt Statistics 2026
U.S. credit card debt hit $1.14T in 2023. Average lawsuit: $13,440. Average settlement: $1,991 whicn is about 66% less than the amount sued for.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
AllFederal Debt Collection LawsCreditEvictionOther Debt ResourcesDebt Collector GuidesPersonal FinanceThe Debt HotlineLegal AidDebt SettlementCase statusDebt Lawsuit State GuidesDebt Collection FAQsStatute of Limitations on DebtWage GarnishmentMedical DebtState Debt Collection LawsStop Collection CallsDebt ReliefDebt Documents and TemplatesBankruptcyArbitration
Credit
What Does Credit Glory Do?
Credit Glory helps consumers to dispute errors on credit reports and provides credit education, coaching, and guidance.
Credit
Respond to a Summons for Credit Card Debt
Respond to a credit card debt summons by drafting a concise Answer, denying claims, and listing defenses. File it with the court and attorney by the deadline.
Credit
What Creditors Must Do When You Dispute a Debt
If a debt collector contacts you about a debt you believe is invalid, dispute it within 30 days. They must validate the debt before contacting you again.
Credit
What is a Credit Inquiry Factual Data?
A credit inquiry entry from Factual Data occurs when you want to refinance your mortgage or are looking to buy a new home.
Credit
Beware of Credit Repair Advance Fees
According to US law, credit repair services cannot charge customers up front. If you're trying to improve your credit, beware of upfront credit repair fees.
Credit
What Bank is Milestone Credit Card With?
The Milestone Mastercard is issued by The Bank of Missouri and serviced by Concora Credit (formerly Genesis FS Card Services).
Credit
How to Remove Fox Collection Center From Your Credit Report
Send a Debt Validation Letter to Fox Collection Center to force them to validate your debt. If they can't, they should remove it from your credit report.
Credit
Is Credit Karma Accurate?
Credit Karma does not provide an actual FICO score but claims to be one of the top companies providing accurate scores.
Credit
What Is Assetcare on My Credit Report?
Assetcare on your credit report means you have an outstanding medical debt. Remove it through debt validation, pay-for-delete, or a goodwill deletion.
Credit
Guide to Disclosing Income on Your Credit Card Application
When applying for a credit card, you’ll have to disclose your income. Focus on accuracy, transparency, and understanding what really counts as income.
Credit
Understanding myFICO: Your Gateway to Better Credit
myFICO offers comprehensive access to FICO credit scores, credit reports, and educational resources to empower individuals to enhance their credit health