State Debt Collection Laws
Rosenthal Fair Debt Collection Practices Act Explained
If you’re in California, new debt collection protections might be headed your way. It's called the Rosenthal Fair Debt Collection Practices Act.
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The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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State Debt Collection Laws
Utah Debt Collection Laws
Utah debt collection laws and the FDCPA protect you from harassment, threats, and deceptive collection tactics. SOL: 6 years on written contracts.
State Debt Collection Laws
Debt Collection Laws in Maryland
Maryland debt collection laws, primarily governed by the MCDCA and FDCPA, ban harassment, false claims, calls before 8 am or after 9pm, and old debt lawsuits.
State Debt Collection Laws
Debt Collection Laws in Iowa
The Iowa Fair Debt Collection Practices Act and the FDCPA prohibit unfair debt collection. Iowa's statute of limitations on debt is five years.
State Debt Collection Laws
Debt Collection Laws in North Carolina
North Carolina debt collection laws, outlined in N.C. Gen. Stat. § 75-51, prohibit harassment, threats, deception, and lawsuits for debts older than 3 years.
State Debt Collection Laws
Debt Collection Laws in New Hampshire
New Hampshire's Unfair Collection Practices Act (N.H. Rev. Stat. § 358) and the federal FDCPA protect you from harassing or deceptive debt collection tactics.
State Debt Collection Laws
Debt Collection Laws in New Jersey
New Jersey debt collection laws protect consumers from unfair collection activities, namely the New Jersey Consumer Fraud Act and the FDCPA.
State Debt Collection Laws
Debt Collection Laws in Kansas
The Kansas Consumer Protection Act and other federal laws protect consumers from unfair collection practices. Kansas statute of limitations on debt is 5 years.
State Debt Collection Laws
Debt Collection Laws in Wisconsin
Wisconsin's Wis. Stat. § 427 and the FDCPA shield you from abusive debt collection. Wage garnishment is capped at 20% of disposable earnings there.
State Debt Collection Laws
Texas Debt Collection Laws Protect You
Texas uses the Texas Debt Collection Practices Act to protect consumers from debt collectors using bad business practices.
State Debt Collection Laws
Debt Collection Laws in Mississippi
Mississippi debt collection laws mostly follow the FDCPA, but state-specific laws enforce a statute of limitations on debt at three years.
State Debt Collection Laws
Debt Collection Laws in Pennsylvania
Pennsylvania's FCEUA and the federal FDCPA protect you from abusive debt collection. The statute of limitations on most debts is 4 years in Pennsylvania.