Federal Debt Collection Laws
What Are My Debt Collection Rights?
Your debt collection rights under the FDCPA include the right to validation, to dispute, to stop calls, and to be free from harassment or threats.
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The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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Federal Debt Collection Laws
Sequium Class Action Lawsuit for FDCPA Violations Dismissed
Sequium Asset Solutions class action lawsuit for violating the FDCPA was dismissed shortly after it was filed.
Federal Debt Collection Laws
USC 15 Section 1662(b) Explained
USC 15 Section 1662(b) relates to the advertisements that lenders use to attract customers and prohibits misleading information.
Federal Debt Collection Laws
15 USC 1692 Explained
15 USC 1692, also known as the Fair Debt Collection Practices Act, establishes federal regulations protecting consumers from abusive debt collectors.
Federal Debt Collection Laws
What Does Account Information Disputed by Consumer Meets FCRA Requirements Mean?
Learn what "account disputed meets FCRA requirements" means on your credit report. Disagree? Fight back with SoloSuit or resolve debt using SoloSettle.
Federal Debt Collection Laws
Credit Card Debt Forgiveness Act Explained
No federal Credit Card Debt Forgiveness Act exists, but you can use strategies like negotiation and settlement to reduce the total balance you owe.
Federal Debt Collection Laws
FDCPA Violations List
Common FDCPA violations include calls before 8 a.m. or after 9 p.m., harassment, threats, false identity claims, and disclosing your debt to others.
Federal Debt Collection Laws
What does FCRA stand for?
FCRA stands for Fair Credit Reporting Act, the federal law governing how credit bureaus collect, share, and report your credit information.
Federal Debt Collection Laws
What Debt Collectors Cannot Do — FDCPA Explained
Debt collectors cannot harass, threaten, or lie to you. They must tell you who they are and why they're calling. The FDCPA protects against unfair collections.
Federal Debt Collection Laws
How to File an FDCPA Complaint
Report FDCPA violations to the CFPB, FTC, your state attorney general, or the BBB. You can also sue (damages may include $1,000 plus actual losses and fees).