Debt collection blog

The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.

State Debt Collection Laws

Debt Collection Laws in South Dakota

South Dakota debt collection laws follow the FDCPA, which prohibits harassment and deceptive collection practices. The statute of limitations is 6 years in SD.

State Debt Collection Laws

Debt Collection Laws in Michigan

Michigan debt collection laws and federal law, namely MI Comp L § 445 and the FDCPA, protect its residents from unfair collection practices.

State Debt Collection Laws

Debt Collection Laws in Vermont

Vermont debt collection laws, which include the Consumer Protection Rule 104 and FDCPA, prevent collectors from harassing or deceiving consumers in any way.

State Debt Collection Laws

Debt Collection Laws in Oklahoma

Oklahoma debt collection laws, coupled with the FDCPA, prevent unfair tactics by debt collectors and set a five-year statute of limitations for most debts.

State Debt Collection Laws

Debt Collection Laws in Nebraska

Nebraska's Consumer Protection Act caps loan interest at 16% and pairs with the FDCPA. Statute of limitations on debt is five years in Nebraska.

State Debt Collection Laws

Debt Collection Laws in Missouri

Missouri debt collection laws set a 5-10 year statute of limitations on debt and follow the FDCPA, which prohibits harassment and excessive collection calls.

State Debt Collection Laws

Debt Collection Laws in New York

New York debt collection laws include the state-based Consumer Credit Fairness Act which outlines stricter rules for debt collector engagement with consumers.

State Debt Collection Laws

Debt Collection Laws in Wyoming

Wyoming Statutes 33-11 and the FDCPA protect you from harassing debt collectors. Wage garnishment is capped at 25% of disposable earnings.

State Debt Collection Laws

Debt Collection Laws in Kentucky

Kentucky debt collection laws follow the FDCPA, which protects consumer from unfair treatment. The statute of limitations on debt in Kentucky is ten years.

State Debt Collection Laws

Debt Collection Laws in North Dakota

North Dakota debt collection laws like Title 13-05, coupled with the FDCPA, prohibit harassment, false statements, and unfair practices by collectors.

State Debt Collection Laws

Debt Collection Laws in Connecticut

All collection agencies that pursue Connecticut residents for debt must comply with the Connecticut Creditors’ Collection Practices Act and FDCPA.

State Debt Collection Laws

Debt Collection Laws in Louisiana

The Louisiana Fair Debt Collection Practices Act, FDCPA, and specific sections of the FCRA are the Louisiana debt collection laws that protect consumers there.