State Debt Collection Laws
Debt Collection Laws in South Carolina
South Carolina debt collection laws follow the FDCPA. The statute of limitations on debt is 3 years there, and wage garnishment is barred for consumer debts.
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State Debt Collection Laws
Debt Collection Laws in Arkansas
Debt collectors have a maximum of five years to collect on debts in Arkansas. As a resident, you’re protected under the Fair Debt Collection Practices Act.
State Debt Collection Laws
Debt Collection Laws in Delaware
Delaware residents are protected by the Fair Debt Collection Practices Act, which forbids dishonest or aggressive conduct among debt collectors.
State Debt Collection Laws
Debt Collection Laws in Idaho
Idaho debt collectors must follow the FDCPA and hold a state license under I.C. § 26-2223. Always validate your debt before paying.
State Debt Collection Laws
Debt Collection Laws in Tennessee
Tennessee's Collection Services Act and the FDCPA protect you from harassment, unfair practices, and illegal debt collection tactics.
State Debt Collection Laws
Debt Collection Laws in Nevada
Nevada's NRS 649 and the FDCPA protect consumers from deceptive debt collection. The statute of limitations on credit card debt is four years in Nevada.
State Debt Collection Laws
Debt Collection Laws in Illinois
Illinois debt collection laws (FDCPA plus state acts) ban harassment and false statements. They also cap wage garnishment at 15% of gross pay.
State Debt Collection Laws
Debt Collection Laws in Florida
Most Florida debts have a statute of limitations of five years. Florida consumers are protected from unfair collection practices by the FDCPA and state laws.
State Debt Collection Laws
Debt Collection Laws in Virginia
Virginia's Consumer Protection Act, Consumer Finance Act, and the FDCPA protect you from abusive debt collection. The statute of limitations is 5 years there.
State Debt Collection Laws
Debt Collection Laws in Montana
Montana debt collection laws follow the FDCPA and FCRA which prohibit harassment, excessive calls, and abuse. The statute of limitations on debt is 8 years.
State Debt Collection Laws
Debt Collection Laws in New Mexico
New Mexico debt collection laws include the NMFDCPA which bans debt collector harassment. The statute of limitations on debt is six years in New Mexico.
State Debt Collection Laws
Debt Collection Laws in Arizona
Residents of Arizona can report unlawful debt collectors to the Arizona Attorney General or directly to the Federal Trade Commission.