State Debt Collection Laws
Debt Collection Laws in Washington
Washington's RCW 19.16 and the FDCPA shield you from collector harassment. Wage garnishment is capped at 25% of disposable earnings in Washington.
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State Debt Collection Laws
Debt Collection Laws in Rhode Island
Rhode Island's Debt Collection Practices Act and the FDCPA shield you from harassment. The statute of limitations on most debts 10 years there.
State Debt Collection Laws
Debt Collection Laws in Hawaii
Debt collection in Hawaii is governed by state-specific rules (HRS §443B) and the FDCPA, restricting collectors from using deceptive or unfair practices.
State Debt Collection Laws
Debt Collection Laws in Ohio
Ohio's Consumer Sales Practices Act and the federal FDCPA protect you from abusive debt collectors. You have 28 days to answer a debt lawsuit in Ohio.
State Debt Collection Laws
Debt Collection Laws in West Virginia
West Virginia's Code Chapter 46A and the FDCPA protect consumers from deceptive debt collection. Wage garnishment is capped at 20% of disposable earnings.
State Debt Collection Laws
Debt Collection Laws in Alabama
Alabama abides by federal debt collection laws, namely the Fair Debt Collection Practices Act, which protects its residents from sketchy debt collectors.
State Debt Collection Laws
Debt Collection Laws in Colorado
Colorado has several laws that protect consumers from abusive debt collectors, including the Colorado Fair Debt Collection Practices Act (CFDCPA).
State Debt Collection Laws
Debt Collection Laws in Georgia
Georgia debt collection follows the FDCPA, with a 6-year statute of limitations on written contracts like credit cards and 4 years on oral contracts.
State Debt Collection Laws
Debt Collection Laws in Alaska
The Alaska Unfair Trade Practices and Consumer Protection Act, as well as federal laws, prevent abuse and harassment from debt collectors.
State Debt Collection Laws
Debt Collection Laws in Oregon
Oregon's Unlawful Debt Collection Practices Act and the FDCPA shield you from abusive collectors. The statute of limitations on debt is 6 years in Oregon.
State Debt Collection Laws
Debt Collection Laws in Indiana
Indiana debt collection laws include a 6-year statute of limitations require collection agencies to be registered. Generally, the state follows the FDCPA.
State Debt Collection Laws
Kentucky Debt Collection Laws — What You Need to Know
Kentucky debt collection laws and the FDCPA protect you from harassment, threats, and deceptive collection tactics. SOL: 10 years on written contracts.