Debt collection blog

The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.

Debt Collector Guides

How to Resolve a Debt With JP Receivables

JP Receivables Management Partners collects medical debt. Request debt validation and resolve your account before it escalates to court action.

Personal Finance

How to Pay off Your Destiny Credit Card

Pay off your Destiny credit card online at destinycard.com, by phone, or by mail. Pay more than the minimum to avoid Destiny's high 36%+ APR.

Personal Finance

What is Oportun?

Oportun is a financial institutation that specializes in providing affordable loans to people who may have limited or no access to traditional banking systems.

State Debt Collection Laws

Debt Collection Laws in North Dakota

North Dakota debt collection laws like Title 13-05, coupled with the FDCPA, prohibit harassment, false statements, and unfair practices by collectors.

State Debt Collection Laws

Debt Collection Laws in Connecticut

All collection agencies that pursue Connecticut residents for debt must comply with the Connecticut Creditors’ Collection Practices Act and FDCPA.

State Debt Collection Laws

Debt Collection Laws in Louisiana

The Louisiana Fair Debt Collection Practices Act, FDCPA, and specific sections of the FCRA are the Louisiana debt collection laws that protect consumers there.

State Debt Collection Laws

Debt Collection Laws in South Carolina

South Carolina debt collection laws follow the FDCPA. The statute of limitations on debt is 3 years there, and wage garnishment is barred for consumer debts.

State Debt Collection Laws

Debt Collection Laws in Arkansas

Debt collectors have a maximum of five years to collect on debts in Arkansas. As a resident, you’re protected under the Fair Debt Collection Practices Act.

State Debt Collection Laws

Debt Collection Laws in Delaware

Delaware residents are protected by the Fair Debt Collection Practices Act, which forbids dishonest or aggressive conduct among debt collectors.

State Debt Collection Laws

Debt Collection Laws in Idaho

Idaho debt collectors must follow the FDCPA and hold a state license under I.C. § 26-2223. Always validate your debt before paying.