State Debt Collection Laws
Debt Collection Laws in Washington
Washington's RCW 19.16 and the FDCPA shield you from collector harassment. Wage garnishment is capped at 25% of disposable earnings in Washington.
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State Debt Collection Laws
Debt Collection Laws in Rhode Island
Rhode Island's Debt Collection Practices Act and the FDCPA shield you from harassment. The statute of limitations on most debts 10 years there.
State Debt Collection Laws
Debt Collection Laws in Hawaii
Debt collection in Hawaii is governed by state-specific rules (HRS §443B) and the FDCPA, restricting collectors from using deceptive or unfair practices.
State Debt Collection Laws
Debt Collection Laws in Ohio
Ohio's Consumer Sales Practices Act and the federal FDCPA protect you from abusive debt collectors. You have 28 days to answer a debt lawsuit in Ohio.
State Debt Collection Laws
Debt Collection Laws in West Virginia
West Virginia's Code Chapter 46A and the FDCPA protect consumers from deceptive debt collection. Wage garnishment is capped at 20% of disposable earnings.
State Debt Collection Laws
Debt Collection Laws in Alabama
Alabama abides by federal debt collection laws, namely the Fair Debt Collection Practices Act, which protects its residents from sketchy debt collectors.
State Debt Collection Laws
Debt Collection Laws in Colorado
Colorado has several laws that protect consumers from abusive debt collectors, including the Colorado Fair Debt Collection Practices Act (CFDCPA).
State Debt Collection Laws
Debt Collection Laws in Georgia
Georgia debt collection follows the FDCPA, with a 6-year statute of limitations on written contracts like credit cards and 4 years on oral contracts.
State Debt Collection Laws
Debt Collection Laws in Alaska
The Alaska Unfair Trade Practices and Consumer Protection Act, as well as federal laws, prevent abuse and harassment from debt collectors.
Debt Collector Guides
How to Resolve a Debt With Consumer Collection Management
Resolve debt with Consumer Collection Management by validating the debt, responding to lawsuits on time, raising defenses, and negotiating a settlement.
State Debt Collection Laws
Debt Collection Laws in Oregon
Oregon's Unlawful Debt Collection Practices Act and the FDCPA shield you from abusive collectors. The statute of limitations on debt is 6 years in Oregon.
Debt Collector Guides
How to Resolve a Debt With Nationwide Credit
Resolve debt with Nationwide Credit by validating the debt, responding to lawsuits on time, raising defenses, and negotiating a settlement.