Debt collection blog

The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.

Debt Collector Guides

How to Resolve Debt with EduCap

Resolve debt with EduCap by validating the debt, responding to lawsuits on time, raising defenses, and negotiating a settlement.

Legal Aid

How to Use the Doctrine of Unclean Hands

The Doctrine of Unclean Hands is an affirmative defense arguing the plaintiff acted unethically related to the dispute and shouldn't receive equitable relief.

Debt Collection FAQs

Does Debt Consolidation Have Risks?

Yes, debt consolidation has risks: you might pay more in interest, face harsher penalties for missed payments, or rack up new debt on freed-up credit lines.

Other Debt Resources

How to Appear in Court by Phone

Some courts allow phone appearances. Contact the clerk immediately, get approval from the judge and opposing party, and file a Motion for Telephonic Hearing.

Eviction

Can an Eviction Be Reversed?

Yes, you can stop an eviction lawsuit by filing a Motion to Dismiss if you already paid rent or your landlord never properly served you with an eviction notice.

Debt Documents and Templates

How to Write a Re-Aging Debt Letter

To write a re-aging debt letter, state that you know the debt was re-aged and needs to be erased, and provide with plenty of proof to support your claim.