Debt Collector Guides
Sued for PayPal Synchrony Card — How to Win
If you’re sued over PayPal Synchrony Card debt, don’t ignore it. Learn how to file a written Answer and negotiate a settlement for less.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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Other Debt Resources
How to Answer a Lawsuit for Debt Collection
To answer a debt lawsuit, respond fast. File an Answer with affirmative defenses (statute of limitations, lack of proof), and consider settling before trial.
Debt Collection FAQs
Can Debt Collectors Call From Local Numbers?
Debt collectors can use local phone numbers, but the FDCPA bars them from misrepresenting their identity. Don't answer unknown calls; demand validation.
Wage Garnishment
Can Private Disability Payments Be Garnished?
No, private disability payments cannot be garnished. Federal law protects Social Security, SSI, veterans benefits, child support, and alimony from garnishment.
Debt Collection FAQs
How Long Does a Judgment Last?
A judgment lasts anywhere from 5-20 years, depending on state law. In most states, a judgment lasts for about 10 years, but it can always be renewed.
Statute of Limitations on Debt
What Is the Statute of Limitations on Debt in Washington?
Washington's statute of limitations on debt is 6 years on written contracts, 3 on oral. Once it expires, collectors can't sue, but the debt remains.
Eviction
Received a 3-Day Eviction Notice? Here's What To Do
Stop your eviction. Respond to a 3-day eviction notice in 15 minutes. SoloSuit handles the mailing and filing of your legal response starting at $67.
Debt Collector Guides
How to Settle Debt with UCB Collection
Settle debt with UCB Collection by responding to lawsuits on time, demanding validation, and negotiating a written settlement for less than you owe.
Debt Settlement
How to Make a Debt Settlement Agreement
To make a debt settlement agreement, you should identify your debt owner, negotiate a settlement, and formalize the agreement in writing with all details.
Medical Debt
Summoned to Court for Medical Bills? What to Do Next
You can negotiate and settle a medical bill before court, but file an Answer first. Most medical debt collectors will accept less than the full amount.
Debt Collector Guides
How to Settle Debt With Michael J Adams PC
Settle debt with Michael J Adams PC by responding to lawsuits on time, demanding validation, and negotiating a written settlement for less than you owe.
Debt Collection FAQs
Can Debt Collectors Call You at Work in Texas?
Yes, debt collectors can call you at work in Texas. However, if they know that your employer prohibits these calls, they must stop.