Other Debt Resources
You're Drowning in Debt — Here's How to Swim
Get out of debt by budgeting hard, using the snowball or avalanche method, consolidating, negotiating settlements, or filing bankruptcy as a last resort.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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Debt Collection FAQs
Should I Marry Someone With Debt?
Marrying someone with debt doesn't make you liable in most states, but community property states may hold you responsible for debts incurred during marriage.
Medical Debt
Am I Responsible for My Spouse's Medical Debt?
You may be liable for your spouse's medical debt in community property states, if you cosigned, or under the Doctrine of Necessaries.
Statute of Limitations on Debt
Arkansas Statute of Limitations on Debt
The statute of limitations on debt in Arkansas is five years for most types of debt, but it is two years for medical debt and three years for oral contracts.
Debt Collector Guides
How to Settle Debt With C Tech Collections
If C. Tech Collections is suing you for debt, use Solo to respond within the deadline and buy time for a debt settlement negotiation.
Personal Finance
How to liquidate your assets to pay off debt
Liquidate assets to pay off debt by selling non-essential items first (jewelry, electronics, second vehicles) before touching retirement accounts.
Legal Aid
What is a Certificate of Judgment in Ohio?
A Certificate of Judgment in Ohio is a court-issued document confirming a judgment, allowing the creditor to record liens and enforce collection statewide.
Debt Collector Guides
Settle Debt with Persolve LLC
Resolve debt with Persolve LLC by validating the debt, responding to lawsuits on time, raising defenses, and negotiating a settlement.
Debt Collector Guides
How to Negotiate Debt With Blitt & Gaines
If Blitt & Gaines sues you for debt, respond before the deadline to give yourself leverage to negotiate and settle for less.
Statute of Limitations on Debt
Rhode Island Statute of Limitations on Debt
Rhode Island's statute of limitations on debt is 10 years for most consumer debts; once it expires, collectors can't sue, but the debt remains.
Debt Documents and Templates
How to Make Motion to Set Aside — Ultimate Guide
File a Motion to Set Aside within 21 days of a default judgment by showing excusable neglect, improper service, or a meritorious defense.
Debt Collector Guides
How to Respond to Pharia LLC and Resolve Debt
If you are sued by Pharia LLC, do not give up hope. Trust Solo to guide you through the debt collection process.