
Template Cease and Desist Letters to Debt Collectors
A cease and desist letter is a written request that asks a debt collector to stop contacting you. Use this template to stop collection calls.
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A cease and desist letter is a written request that asks a debt collector to stop contacting you. Use this template to stop collection calls.

FDCPA demand letters come in two types: cease and desist (disputes the debt) or refusal to pay. Send yours via certified mail to halt collector contact.

Use this Sample Answer to respond to a summons for debt. Include the right affirmative defenses when you file your response, and you can win in court.

To write a re-aging debt letter, state that you know the debt was re-aged and needs to be erased, and provide with plenty of proof to support your claim.

File a Motion to Vacate Judgment within 6 months to a year (state-specific) by showing improper service, excusable neglect, fraud, or new evidence.

File a Motion to Set Aside within 21 days of a default judgment by showing excusable neglect, improper service, or a meritorious defense.

Make a debt validation letter in 3 steps: state your dispute in writing, demand proof of the debt, and send it certified mail within 30 days of first contact.

A cease and desist letter tells a debt collector to stop contacting you. Send it certified mail; the collector must comply but can still sue.