Debt Collector Guides
Sued By Bluebonnet Financial LLC? How to Settle Your Debt
If sued by Bluebonnet Financial, respond on time with an Answer, demand debt validation, raise affirmative defenses, or negotiate a settlement.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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Legal Aid
How To Fill Out the PLD-C-001
Fill out Form PLD-C-001 to file a breach of contract suit in California. Include the Summons, Civil Case Cover Sheet, and Complaint, then serve the defendant.
Arbitration
How to Make a Motion to Compel Arbitration
Make a Motion to Compel Arbitration by citing the arbitration clause in your credit card agreement and filing the motion before responding to the complaint.
Debt Documents and Templates
Template Cease and Desist Letters to Debt Collectors
A cease and desist letter is a written request that asks a debt collector to stop contacting you. Use this template to stop collection calls.
Statute of Limitations on Debt
Statute of Limitations on Florida Debt
The statute of limitations on debt in Florida is five years for these types of debt: credit card, medical, auto loan, student loan, mortgage, and personal loan.
Legal Aid
What Is a Nonsuit Without Prejudice?
A nonsuit without prejudice means the case is dismissed, but the same claim can be refiled by the plaintiff (the person or company who initiated a lawsuit)
Debt Collector Guides
Is Credit Systems International Legit? How to Settle Debt
Credit Systems International is a legitimate debt collector based in Texas. Validate any debt, raise FDCPA defenses, and negotiate a settlement.
Wage Garnishment
Can Credit Card Companies Garnish Your Wages?
Yes, credit card companies can garnish your wages after filing a lawsuit securing a judgment against you.
Debt Collector Guides
Sued by MSW Capital LLC? How to Settle Your Debt
If sued by MSW Capital, respond on time with an Answer, demand debt validation, raise affirmative defenses, or negotiate a settlement.
Statute of Limitations on Debt
Statute of Limitations on Debt in Virginia
The Virginia statute of limitations on debt is five years for written contracts and credit cards and three years for open accounts and oral contracts.
Statute of Limitations on Debt
Statute of Limitations on Debt in Utah
The statute of limitations for most debts in Utah is six years, starting from the time of the last payment on the debt.
Wage Garnishment
Can Social Security Disability Be Garnished?
Generally, SSI can't be garnished to collect money on a debt owed, but exceptions include taxes, child support, alimony, and federal student loans.