Credit
Stop Paying Credit Card Debt and Stop Worrying About It
You can stop paying credit card debt by settling for less, consolidating balances, or filing bankruptcy, but if you stop paying, it can lead to a lawsuit.
Debt Collection Blog
Legal Aid
What is a Stipulated Judgment? Guide & Tips
Discover what a stipulated judgment is and how it impacts debt collection. Read our guide to respond with SoloSuit and settle debt with SoloSettle.
Legal Aid
Can a Process Server Leave a Summons Taped to My Door?
Yes, a process server can tape a Summons to your door after failed in-person or mail attempts. They must follow strict federal and state legal requirements.
Statute of Limitations on Debt
Statute of Limitations on Debt in Tennessee
Tennessee's statute of limitations on debt is 6 years on written contracts; once it expires, collectors can't sue, but the debt remains.
Statute of Limitations on Debt
South Carolina Statute of Limitations on Debt
South Carolina’s statute of limitations is 3 years for debts related to credit cards, medical bills, and contracts; after that, lawsuits are time-barred.
Debt Collector Guides
How to Settle Debt With Scott and Associates
To settle with Scott and Associates, respond fast, make a budget-based offer, negotiate, and get it in writing. Solo can help streamline the process.
Statute of Limitations on Debt
Statute of Limitations on Debt in Arizona
Arizona's statute of limitations on debt is 6 years on written contracts, 3 on oral. Once it expires, collectors can't sue, but the debt remains.
Statute of Limitations on Debt
South Dakota Statute of Limitations on Debt Collection
The statute of limitations on debt in North Dakota is six years, meaning debt collectors only have six years to sue you for an unpaid debt.
Statute of Limitations on Debt
Statute of Limitations on Debt in Wisconsin
In Wisconsin, the statute of limitations on credit card debt, oral and written contracts, and open accounts is six years.
Statute of Limitations on Debt
Statute of Limitations on Debt in New Jersey
In New Jersey, the statute of limitations on mortgage debt, medical debt, credit card debt, and state tax debt is six years.
Statute of Limitations on Debt
Statute of Limitations on Debt Collection in Nebraska
Nebraska's statute of limitations on debt is 5 years on written contracts, 4 on oral. Once it expires, collectors can't sue, but the debt remains.
Other Debt Resources
Top 7 Debt Collector Scare Tactics
Debt collectors use excessive calls, wage garnishment threats, deadlines, credit score reporting, and more as scare tactics to get you to pay your bills.