Debt Collection FAQs
How Do I Get Rid of a Judgment Lien on My Property?
Remove a judgment lien by filing a motion to set aside the judgment, proving collector misconduct, paying off the debt, negotiating, or filing for bankruptcy.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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Statute of Limitations on Debt
Statute of Limitations on Debt in Pennsylvania
Pennsylvania has a 4-year statute of limitations on debt, which protects you from being sued over time-barred debts.
Statute of Limitations on Debt
Wyoming Statute of Limitations on Debt Collection
In Wyoming, the statute of limitations on most debts is 10 years, including credit cards, medical bills, auto loans, and personal loans.
Other Debt Resources
What to Do If a Debt Collector Sues You
If a debt collector sues you, be sure to respond. If you do not, then you may have your wages garnished or money taken directly from your bank account.
Other Debt Resources
I'm in Debt With No Job and No Money – What to Do
In debt with no job or money? Explore credit card hardship, budget cuts, roommates, rent talks, utility savings, home cooking, aid, and cautious borrowing.
Wage Garnishment
Can Credit Cards Garnish Wages?
Yes, credit card issuers can garnish your wages. They must first file a suit against you and win. This can add post-judgment interest to your debt amount.
Debt Collector Guides
What Is the Phone Number for IQ Data?
The main contact phone number for IQ Data is (888) 248-2509. Also known as Assurant Recovery Solutions, IQ Data is a debt collection agency in Washington.
Other Debt Resources
What to Do if You're Delinquent on Debt
If you're delinquent on debt, contact the creditor immediately to set up a hardship plan, dispute errors, or settle before it goes to collections.
Debt Lawsuit State Guides
How to Answer a Summons for Debt Collection in Nevada
You have 20 days to respond to a debt collection lawsuit in Nevada. To respond, you should draft and file an Answer to the Summons and Complaint.
Personal Finance
How to Get Out of Paying HOA Dues
Get out of paying HOA dues by negotiating a payment plan, disputing improper charges, or selling the property. HOAs can foreclose for unpaid dues.
Statute of Limitations on Debt
Statute of Limitations on Debt in Georgia
The Georgia statute of limitations on debt is six years for written contracts and four years for oral contracts, open accounts, and credit card debt.
Legal Aid
What Is Summary Judgment?
Summary judgment is a court ruling without trial when no material facts are in dispute. The judge decides the case based on law alone.