Debt collection blog

The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.

Statute of Limitations on Debt

Statute of Limitations on Debt in New York

The statute of limitations on most debt in New York is just three years. This means that creditors and debt collectors only have three years to sue there.

Credit

How to Walk Away from Credit Card Debt

The best way to walk away from credit card debt is not to walk away. Doing so can lead to serious consequences like default, collection agencies, and lawsuits.

Wage Garnishment

Guide to Garnishment Limits by State

Most states follow federal wage garnishment limits (25% of disposable income), but states like Florida, Pennsylvania, and Texas have stricter rules.

Legal Aid

What Is a Request for Dismissal?

A Request for Dismissal asks the court to drop a lawsuit; defendants file it when the statute of limitations expired or the plaintiff lacks evidence.

Other Debt Resources

How to Find Out If You're Being Sued

If you’re wondering how to find out if a lawsuit has been filed against you online, SoloSuit can help you find your state's case search tool.

Statute of Limitations on Debt

Statute of Limitations on Debt in Iowa

The statute of limitations on most debts is five years in Iowa, but the statute varies by type of debt. For some debts, the statute of limitations is ten years.

Statute of Limitations on Debt

Statute of Limitations on Debt in Oregon

In Oregon, the statute of limitations on credit card and most other debts is six years, meaning creditors have six years to sue for unpaid balances.