Debt Collector Guides
How to Settle Debt with Capital One
Settle a Capital One lawsuit by filing an Answer, deciding on a lump-sum offer, and getting a written agreement with SoloSettle's help.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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Debt Collector Guides
How to Settle Credit Card Debt with Wells Fargo
Learn how to settle credit card debt with Wells Fargo. Follow our 3-step guide to respond to a lawsuit, negotiate an offer, and reach a settlement agreement.
Debt Collector Guides
How to Settle a Debt with Navy Federal
To settle a debt with Navy Federal, respond to any pending lawsuits, decide on a lump-sum payment amount, send an offer, and secure a written agreement.
Debt Settlement
What Percentage Should I Offer to Settle Debt?
Typically, you should offer 60% or less of your debt amount to kick off negotiations. Debt collectors might settle for less than original creditors.
Debt Settlement
How to Negotiate a Debt Settlement with a Law Firm
Negotiate debt with a law firm by responding to any lawsuit on time, demanding validation, and sending a written settlement offer for 40-60% of the balance.
Debt Collector Guides
How to Settle Debt with American Express
Settle debt with American Express by responding to lawsuits on time, demanding validation, and negotiating a written settlement for less than you owe.
Other Debt Resources
What to Do If a Collector Tries to Collect a Discharged Debt
If a collector tries to collect a discharged debt, send written notice of your bankruptcy discharge order and report violations to the CFPB and FTC.
Debt Settlement
What to Ask for in a Settlement Agreement
In your settlement agreement, ask that the creditor reports the settlement to credit bureaus and releases all future claims related to the account.
Debt Collector Guides
How to Settle Debt with Bank of America
Settle Bank of America credit card debt by calling their hardship line, offering 30-60% in a lump sum, and getting the settlement agreement in writing.
Debt Settlement
How to Settle a Debt in Texas
Settle debt in Texas by responding to the lawsuit by the Monday after 20 days, sending a written offer, and getting the agreement in writing.
Debt Collector Guides
How to Settle Credit Card Debt with Citibank
To manage Citibank debt, increase monthly payments, consider debt consolidation, or settle by responding to lawsuits and offering settlements.
Debt Collector Guides
How to Settle Credit Card Debt with Chase
If you’ve been sued for credit card debt with Chase, you must file an Answer to the lawsuit. Then, you can reach out to negotiate a debt settlement.