Debt collection blog

The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.

Wage Garnishment

Stop Wage Garnishment in Montana

To stop wage garnishment in Montana, respond to the lawsuit, negotiate a payment plan or settlement, claim exemptions, pay the debt, or file bankruptcy.

Wage Garnishment

Stop Wage Garnishment in Delaware

To stop wage garnishment in Delaware, respond to the lawsuit, pay or settle the debt before judgment, or claim exemptions. Creditors can only garnish up to 15%.

Debt Collector Guides

What Is Credence Resource Management?

Credence Resource Management is a real collection agency based in Dallas, Texas that specializes in telecommunications, utility, and healthcare debts.

State Debt Collection Laws

Debt Collection Laws in Indiana

Indiana debt collection laws include a 6-year statute of limitations require collection agencies to be registered. Generally, the state follows the FDCPA.

Wage Garnishment

Stop Wage Garnishment in Indiana

To stop wage garnishment in Indiana, respond to the lawsuit, repay or settle the debt before judgment, or ask the court to reduce the garnishment amount.

Wage Garnishment

Stop Wage Garnishment in Minnesota

To stop wage garnishment in Minnesota, respond to the lawsuit, file an exemption claim, negotiate a settlement, or challenge an improper garnishment in court.

Wage Garnishment

Stop Wage Garnishment in North Dakota

Stop wage garnishment in North Dakota by objecting in court, claiming exemptions, settling the debt, or filing bankruptcy. Garnishment is capped at 25%.

Other Debt Resources

When Does Exeter Finance Repo Cars?

Exeter Finance typically begins repossession after 30-60 days of missed payments. Contact them immediately to arrange a hardship plan and avoid losing the car.

Federal Debt Collection Laws

Credit Card Debt Forgiveness Act Explained

No federal Credit Card Debt Forgiveness Act exists, but you can use strategies like negotiation and settlement to reduce the total balance you owe.

Wage Garnishment

Stop Wage Garnishment in Arkansas

Stop wage garnishment in Arkansas by responding to the demand letter, objecting in court, claiming exemptions, or filing for bankruptcy.

Statute of Limitations on Debt

Can the Statute of Limitations be Extended?

Yes, the statute of limitations on debt can be extended by making a payment, agreeing to pay, or even acknowledging the debt—restarting the clock at zero.