Debt collection blog

The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.

Wage Garnishment

Stop Wage Garnishment in Virginia

To stop wage garnishment in Virginia, you have options like paying the debt, filing a claim of exemption, or filing bankruptcy.

Debt Relief

Debt Relief Programs 2026

A debt relief program can help you negotiate a payment plan or even reduce your debt. These are the best debt relief programs of 2026.

Federal Debt Collection Laws

15 USC 1692 Explained

15 USC 1692, also known as the Fair Debt Collection Practices Act, establishes federal regulations protecting consumers from abusive debt collectors.

Wage Garnishment

Stop Wage Garnishment in South Carolina

South Carolina does not allow wage garnishment for consumer debts. Creditors may threaten consumers with wage garnishment, but they'll never legally enforce it.

Wage Garnishment

Stop Wage Garnishment in New Mexico

Stop wage garnishment in New Mexico by objecting in court, claiming exemptions, settling the debt, or filing bankruptcy. Garnishment is capped at 25%.

Wage Garnishment

Stop Wage Garnishment in Mississippi

To stop wage garnishment in Mississippi, respond to the lawsuit, repay or settle the debt, and claim exemptions to protect your income and property.

Wage Garnishment

Stop Wage Garnishment in Iowa

To stop wage garnishment in Iowa, respond to the lawsuit, repay or settle the debt, or file an Affidavit of Property Exempt from Execution.

Debt Settlement

How to Settle a Debt in Hawaii

Settle debt in Hawaii by responding to the lawsuit within 20 days, sending a written settlement offer, and getting the agreement in writing.

Wage Garnishment

Stop Wage Garnishment in Idaho

To stop wage garnishment in Idaho, respond to the lawsuit, repay or settle the debt before judgment, or negotiate with the creditor to avoid garnishment.

Wage Garnishment

Stop Wage Garnishment in Arizona

In Arizona, creditors can garnish up to 10% of wages after a judgment. Respond to the lawsuit or settle the debt to stop garnishment in Arizona.

Wage Garnishment

Stop Wage Garnishment in Missouri

To stop wage garnishment in Missouri, respond to the lawsuit, avoid default judgment, repay or settle the debt, or claim head-of-household exemptions.