Debt collection blog

The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.

Debt Collector Guides

Is Merchants’ Credit Guide Legit?

If you see the Merchants’ Credit Guide phone number pop up on your caller ID, it’s not a scam. You may owe a past debt that you’ll need to take care of.

Credit

Beware of Credit Repair Advance Fees

According to US law, credit repair services cannot charge customers up front. If you're trying to improve your credit, beware of upfront credit repair fees.

Debt Collector Guides

What Is RFGI? How to Respond

RFGI is a debt collection agency located in Illinois. If you've been contacted by RFGI, send them a debt validation letter to confirm you owe the alleged debt.

Debt Collector Guides

Is ASG Recovers a Scam?

ASG Recovers is indeed legitimate and not a scam. Still, it is important to fight for your rights as a consumer and insist that the collector verify your debt.

Debt Collection FAQs

What Is Debt Protection?

Debt protection is a financial service that covers or cancels your loan payments under specific circumstances, such as unemployment or illness.

Medical Debt

Can Medical Debt Collectors Sue?

Yes, debt collectors can sue you for medical debt, but they must do it within your state's statute of limitations time period for the case to be valid.

Debt Collector Guides

Can You Negotiate with Americollect?

To negotiate with Americollect, confirm your debt, plan repayment, choose phone or written negotiation, propose an offer, and get any agreement in writing.

Stop Collection Calls

How to Stop Calls From 210-520-0146

210-520-0146 is a number used by Chase Card Services to collect debt. Send a Debt Validation Letter to Chase to stop calls from 210-520-0146.