Debt collection blog

The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.

Wage Garnishment

Stop Wage Garnishment in Indiana

To stop wage garnishment in Indiana, respond to the lawsuit, repay or settle the debt before judgment, or ask the court to reduce the garnishment amount.

Wage Garnishment

Stop Wage Garnishment in Minnesota

To stop wage garnishment in Minnesota, respond to the lawsuit, file an exemption claim, negotiate a settlement, or challenge an improper garnishment in court.

Wage Garnishment

Stop Wage Garnishment in North Dakota

Stop wage garnishment in North Dakota by objecting in court, claiming exemptions, settling the debt, or filing bankruptcy. Garnishment is capped at 25%.

Wage Garnishment

Stop Wage Garnishment in Arkansas

Stop wage garnishment in Arkansas by responding to the demand letter, objecting in court, claiming exemptions, or filing for bankruptcy.

Wage Garnishment

Bank Account Garnishment and Liens in Texas

Texas blocks wage garnishment for most debts and protects your home, vehicles, and key assets from liens—giving debtors strong defenses against collectors.

Wage Garnishment

Does Wage Garnishment Affect Credit?

Yes, wage garnishment affects your credit because it stems from a judgment. Judgments leave huge negative marks on credit reports.

Wage Garnishment

Can pensions be garnished?

Yes, your pension can be garnished by collectors to satisfy any outstanding debts you have, but they must use specific methods to do so.

Wage Garnishment

Can Credit Cards Garnish Wages?

Yes, credit card issuers can garnish your wages. They must first file a suit against you and win. This can add post-judgment interest to your debt amount.

Wage Garnishment

Guide to Garnishment Limits by State

Most states follow federal wage garnishment limits (25% of disposable income), but states like Florida, Pennsylvania, and Texas have stricter rules.

Wage Garnishment

How to Fight a Wage Garnishment

Fight wage garnishment by negotiating a repayment plan, contesting the order in court, claiming exemptions, attending the hearing, or filing for bankruptcy.

Wage Garnishment

Can Payday Loans Garnish Your Wages?

Yes, payday lenders can garnish your wages, but only after suing you and winning a court judgment. Respond to the lawsuit fast to avoid wage garnishment.