Statute of Limitations on Debt
Statute of Limitations on Debt in California (2026)
In California, most debts have a four-year statute of limitations, meaning creditors have four years from your last payment to sue you.
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Statute of Limitations on Debt
Michigan Statute of Limitations on Debt
In Michigan, the statute of limitations on credit card and most other debts is six years. So if an account is inactive for six years, debt collectors can't sue.
Statute of Limitations on Debt
Missouri Statute of Limitations on Debt
In Missouri, the statute of limitations on most debts, including credit cards and loans, is ten years. For mortgage debt, the statute is 20 years.
Statute of Limitations on Debt
Statute of Limitations on Debt in Pennsylvania
Pennsylvania has a 4-year statute of limitations on debt, which protects you from being sued over time-barred debts.
Statute of Limitations on Debt
Wyoming Statute of Limitations on Debt Collection
In Wyoming, the statute of limitations on most debts is 10 years, including credit cards, medical bills, auto loans, and personal loans.
Statute of Limitations on Debt
Statute of Limitations on Debt in Georgia
The Georgia statute of limitations on debt is six years for written contracts and four years for oral contracts, open accounts, and credit card debt.
Statute of Limitations on Debt
Statute of Limitations on Debt in New York
The statute of limitations on most debt in New York is just three years. This means that creditors and debt collectors only have three years to sue there.
Statute of Limitations on Debt
Mississippi Statute of Limitations on Debt
Mississippi's statute of limitations on debt is 3 years on open accounts, 6 on written contracts. Once it expires, collectors can't sue.
Statute of Limitations on Debt
Statute of Limitations on Debt in Iowa
The statute of limitations on most debts is five years in Iowa, but the statute varies by type of debt. For some debts, the statute of limitations is ten years.
Statute of Limitations on Debt
Statute of Limitations on Debt in Oregon
In Oregon, the statute of limitations on credit card and most other debts is six years, meaning creditors have six years to sue for unpaid balances.
Statute of Limitations on Debt
Statute of Limitations on Debt in Maryland
In Maryland, the statute of limitations on debt collection is three years. This means creditors have up to three years to file a lawsuit against you.
Statute of Limitations on Debt
Statute of Limitations on Debt in Nevada
The statute of limitations for credit card debt is four years in Nevada. For most other debts, including medical, auto, student, mortgage, it is six years.