Debt collection blog

The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.

Personal Finance

Speedy Cash Loans Review

If you owe a debt to Speedy Cash, you may be able to help you resolve it through debt validation or debt settlement. Solo can help.

Personal Finance

Advance America Loan Review

Advance America offers payday, installment, and title loans for bad credit—but with triple-digit APRs and steep fees. Treat their loans as a last resort.

Personal Finance

OppLoans Review

OppLoans offers high-APR (around 160%) installment loans for bad-credit borrowers. Better than payday loans, but still expensive; compare alternatives first.

Personal Finance

3 Things to Know About Bright Lending

Bright Lending is a tribal lender offering loans up to $1,000 with 725%+ APRs. It bypasses state laws, has poor reviews, and can trap borrowers in costly debt.

Personal Finance

How to Pay off Your Destiny Credit Card

Pay off your Destiny credit card online at destinycard.com, by phone, or by mail. Pay more than the minimum to avoid Destiny's high 36%+ APR.

Personal Finance

What is Oportun?

Oportun is a financial institutation that specializes in providing affordable loans to people who may have limited or no access to traditional banking systems.

Personal Finance

CashNetUSA Review

CashNetUSA offers fast online installment loans and credit lines with no FICO check, but triple-digit APRs and steep fees make it a risky last resort.

Personal Finance

Click N Loan Reviews

Click N Loans isn't a bank. It forwards your application to a network of lenders. Beware: applying opts you in to calls despite the Do Not Call Registry.

Personal Finance

What Does “Apple Pay Transaction Under Review” Mean?

Apple Pay Transaction Under Review' means Apple is verifying a recent transaction; check your Wallet app for details or follow Apple's prompts to confirm.

Personal Finance

Overcoming College Debt Challenges

Tackle college debt by exploring income-driven repayment, PSLF, refinancing, or settlement on private loans. Federal loans rarely qualify for settlement.

Personal Finance

What Is a Debt-to-Sales Ratio?

Debt-to-sales ratio is your business’s total annual amount of debt divided by total annual sales. It represents your company’s ability to earn and pay off debt.

Personal Finance

Priority Plus Financial Reviews

Priority Plus Financial offers consumer loans for high-rate financing; reviews are mixed, with complaints about aggressive collection practices.