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Guide to Elderly Debt Collection Laws
Elderly debt collection abuse is common, but the FDCPA protects seniors from harassment, threats, Social Security garnishment, and time-barred debt collection.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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How to Respond to a Sheriff's Note On Your Door
A sheriff's note on your door is usually a Summons. Don't ignore it; file a written Answer with the court before the deadline to avoid default judgment.
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The Truth: Should You Never Pay a Debt Collection Agency?
Stop debt collectors and protect your rights. Respond to a lawsuit in 15 minutes or settle for less with SoloSettle. We handle the mailing and filing for you.
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How to Answer a Lawsuit for Debt Collection
To answer a debt lawsuit, respond fast. File an Answer with affirmative defenses (statute of limitations, lack of proof), and consider settling before trial.
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How to Appear in Court by Phone
Some courts allow phone appearances. Contact the clerk immediately, get approval from the judge and opposing party, and file a Motion for Telephonic Hearing.
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Help! I'm Being Sued by My Debt Collector
If you're being sued by a debt collector, respond on time, demand debt validation, raise FDCPA violations, or negotiate a settlement to avoid default judgment.
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You're Drowning in Debt — Here's How to Swim
Get out of debt by budgeting hard, using the snowball or avalanche method, consolidating, negotiating settlements, or filing bankruptcy as a last resort.
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States Where You Can Go to Jail for Debt
You won't go to jail for owing a debt, but if you intentionally miss a court date involving the debt or fail to obey a court order to make payments, you might.
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How to Beat Payday Loan Debt Collectors
Fight payday loan collectors by verifying the debt, knowing your rights, negotiating settlements, responding to lawsuits, and challenging garnishments.
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Defending Yourself in Court Against a Debt Collector
If you're sued for debt, file an Answer on time, demand proof of the collector's right to sue, and raise the statute of limitations as a defense.
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If a Car is Repossessed Do I Still Owe the Debt?
If a car is repossessed, you still owe the deficiency balance: the difference between what you owed and what the car sold for at auction.
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Can a Judgment Creditor Take my Car?
A judgment creditor can take your car, but if its value falls below the exemption amount, it is safe. Each state has unique legal exemptions for this.