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3 Reasons Banks Can Freeze Your Account
Banks can freeze your account for 3 reasons: suspected illegal activity, a court judgment from a creditor, or unpaid taxes/student loans owed to the government.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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How to cancel service with National Credit Care
To cancel National Credit Care, review your contract, cancel via the client portal or phone at (866) 595-6313, and confirm in writing via certified mail.
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How To Respond to Request for Admission
Respond to a Request for Admission within 30 days by answering each item truthfully; ignored admissions are treated as true and can cost you the case.
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Debt Collection Agency List (2026)
As of 2025, there are nearly 6,000 debt collection agencies in the U.S. This $13.4 billion industry generates more fraud reports to the FTC than any other.
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How to identify fake and abusive debt collectors
Even if you owe some debt, no one has the right to mistreat you in an attempt to collect a debt. Debt collectors are bound by the FDCPA.
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How to dispute a rental collection
To dispute a rental collection: request debt validation within 30 days, check your credit report, send a dispute letter, or try a pay-for-delete offer.
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What are the different types of debt?
The main types of debt are secured (backed by collateral like mortgages and auto loans) and unsecured (credit cards, medical bills, personal loans).
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Help! A Debt Collector Is Calling My Work
Debt collectors can call you at work, but must stop if you tell them your employer prohibits personal calls. The FDCPA bars disclosing your debt to coworkers.
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National Debt Relief Screwed Me — What to Do Next
National Debt Relief failed you? Discover what to do next if your debt settlement program went sour. Learn how to negotiate, find alternatives, or use SoloSuit.
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What to Do If a Debt Collector Sues You
If a debt collector sues you, be sure to respond. If you do not, then you may have your wages garnished or money taken directly from your bank account.
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I'm in Debt With No Job and No Money – What to Do
In debt with no job or money? Explore credit card hardship, budget cuts, roommates, rent talks, utility savings, home cooking, aid, and cautious borrowing.
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What to Do if You're Delinquent on Debt
If you're delinquent on debt, contact the creditor immediately to set up a hardship plan, dispute errors, or settle before it goes to collections.