Other Debt Resources
Lloyd & McDaniel acquires Cooling & Winter
Any debt accounts managed by Cooling & Winter will now be serviced by Lloyd & McDaniel who are willing to work with you to settle your debt.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
AllFederal Debt Collection LawsCreditEvictionOther Debt ResourcesDebt Collector GuidesPersonal FinanceThe Debt HotlineLegal AidDebt SettlementCase statusDebt Lawsuit State GuidesDebt Collection FAQsStatute of Limitations on DebtWage GarnishmentMedical DebtState Debt Collection LawsStop Collection CallsDebt ReliefDebt Documents and TemplatesBankruptcyArbitration
Other Debt Resources
Tips From a Former Debt Collector
Bill, a former debt collector, shares tips on how to stop collection calls and settle a debt. Sending a Debt Validation Letter is one of the best ways.
Other Debt Resources
Secrets of a Debt Collector (Interview)
Bill, a former debt collector for major agencies like Avante USA, LTD Financial, and Maximum Recovery Solutions, shares insider collector secrets.
Other Debt Resources
Cómo negociar una deuda en colección
Si te demandan por una deuda, pide validación al acreedor y contesta la demanda planteando todas las oposiciones legales, como la prescripción.
Other Debt Resources
Cómo responder a una demanda civil por deuda
Si te demandan por una deuda, contesta la demanda a tiempo, propón un Acuerdo de Liquidación al acreedor y, si lo rechaza, reformula tu oferta.
Other Debt Resources
Resolve Your Debt With A Summons Response
Your Summons Response should address each claim against you and list out your affirmative defenses. File it with the court before your state's deadline.
Other Debt Resources
How to Cancel an American Eagle Credit Card
Cancel an American Eagle credit card by paying off your balance, redeeming rewards, calling 1-866-913-6765, and confirming the closure in writing.
Other Debt Resources
Being Sued Because of a Stolen Identity? What to Do
If you’re being sued due to identity theft, report it to the FTC and credit bureaus, file a police report, and respond to the lawsuit with a written Answer.
Other Debt Resources
Biggest Debt Collection Agencies (2026)
The 5 biggest US debt collection agencies in 2026: Transworld Systems, Midland Credit, LVNV Funding, Rawlings Company, and Portfolio Recovery Associates.
Other Debt Resources
Debt Collection Litigation Industry Report 2023
U.S. household debt is rising while debt lawsuits dropped during COVID, but a major lawsuit surge is expected as the economy and debt buying recover.
Other Debt Resources
American Express is Suing Me — How I Won
A Solo user was sued by American Express over $35K in fraud charges, filed an Answer with SoloSuit, proved identity theft, and won her case. Read her story.
Other Debt Resources
How to Cancel a Merrick Bank Credit Card
Cancel a Merrick Bank credit card by calling 1-800-204-5936 or sending a written request. Note that canceling can hurt your credit utilization and score.