Debt collection blog

The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.

Legal Aid

What is Moral Turpitude?

U.S. courts see moral turpitude as shocking, base behavior that goes against morality and violates others' rights

Legal Aid

Hearing Vs. Trial

A trial is a formal proceeding ending in a final verdict. Hearings are shorter, less formal meetings to resolve specific issues before trial.

Legal Aid

Why Do Lawyers Charge So Much?

Lawyers charge $150-$500+ per hour to cover overhead, expertise, and risk. For routine matters like debt lawsuits, flat-fee services can cost far less.

Legal Aid

Irrevocable Agreement — Defined

An irrevocable agreement is a contract that has binding terms once it’s been accepted. In other words, you can’t back out of an irrevocable agreement.

Legal Aid

Certificate of Debt: A Definition

A certificate of debt is a document showing the current amount someone owes It's used by consumers, businesses, and governments to verify outstanding balances.

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What is an Affirmative Defense?

An affirmative defense is a legal reason you shouldn't lose a case, even if the plaintiff's claims are true (like statute of limitations or lack of standing).

Legal Aid

What Is a Preliminary Hearing?

A preliminary hearing is not the final hearing in a case, but rather an opportunity to discuss other options for dispute resolution like mediation.

Legal Aid

Restitution – Definition

Restitution is a court-ordered payment from a defendant to a victim to repair financial harm caused by criminal or civil wrongdoing.