Wage Garnishment
Can My Wife's Bank Account Be Garnished for My Debt?
In general, your spouse’s wages cannot be garnished for a debt you owe if they have a separate checking account held solely in their name.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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Legal Aid
What Happens If a Process Server Can't Serve You?
If a process server can't serve you, the plaintiff can request substituted service (mailing, posting) or service by publication. You can't avoid the lawsuit.
Debt Documents and Templates
Use this Sample Answer to Summons for Credit Card Debt
Use this Sample Answer to respond to a summons for debt. Include the right affirmative defenses when you file your response, and you can win in court.
Debt Settlement
Can I Settle a Debt After Being Served?
Yes, you can settle after being served. The best way to settle a debt lawsuit is first to file an Answer, then to contact the other side and make an offer.
Debt Settlement
How to Settle Credit Card Debt When a Lawsuit Has Been Filed
Negotiate debt settlement at any stage, even after being sued. Make a realistic offer, expect counteroffers, and provide accurate financial info.
Other Debt Resources
Guide to Elderly Debt Collection Laws
Elderly debt collection abuse is common, but the FDCPA protects seniors from harassment, threats, Social Security garnishment, and time-barred debt collection.
Debt Collector Guides
How to Settle Debt With CVCS Debt Collection
Settle debt with CVCS Debt Collection by responding to lawsuits on time, demanding validation, and negotiating a written settlement for less than you owe.
Debt Collector Guides
How to Settle Debt With ER Solutions
Settle debt with ER Solutions by responding to lawsuits on time, demanding validation, and negotiating a written settlement for less than you owe.
Debt Collector Guides
Sued By Valentine and Kebartas? How to Settle Your Debt
If sued by Valentine and Kebartas, file a written Answer with the court, determine how much you can afford to pay, and negotiate to settle the debt for less.
Legal Aid
What Is a Consent Judgment?
A consent judgment is a court order based on an agreement between parties; it ends the lawsuit but creates an enforceable judgment for the debt.
Debt Collector Guides
What To Do If You're Sued By Zarzaur & Schwartz
Respond to a lawsuit from Zarzaur & Schwartz by filing an Answer, verifying the debt, negotiating a settlement, and getting all terms in writing.
Debt Collector Guides
How to Settle Debt With CBCS Collections
Settle debt with CBCS Collections by responding to lawsuits on time, demanding validation, and negotiating a written settlement for less than you owe.