Legal Aid
Why Would a Sheriff Come to My House with Papers?
If you have had a sheriff come to your house with legal documents, it might mean that your landlord is trying to evict you.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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Debt Collector Guides
Sued by Paragon Revenue Group? How to Settle Your Debt
If sued by Paragon Revenue Group, respond on time with an Answer, demand debt validation, raise affirmative defenses, or negotiate a settlement.
Statute of Limitations on Debt
Statute of Limitations on Debt Collection in Montana
The statute of limitations on debt in Montana is eight years for most debts, including credit cards, medical, student loans, auto loans, and mortgages.
Debt Collector Guides
How to Settle Debt With RAB Collection Agency
Are you being sued by RAB Collection Agency over an old debt? Learn why they're suing you and how to protect your rights.
Legal Aid
What If a Summons Was Served to the Wrong Person?
When the wrong person is served with a Summons, it means the service was insufficient and could be used as grounds to have the lawsuit dismissed.
Debt Collection FAQs
What Happens If You Ignore a Debt Collector?
When you ignore a debt collector, it adds more weight to your debt through interests and penalties. By the time you respond, it may the too late to negotiate.
Debt Documents and Templates
How to Make a 609 Letter That Really Works
A 609 letter requests credit info under FCRA Section 609; it can remove inaccurate items if the bureau can't verify them within 30 days under Section 611.
Wage Garnishment
How Long Before a Creditor Can Garnish Wages?
Wage garnishment takes about 12+ months: creditors wait ~180 days to sell debt, collectors sue after 10–12 months, then 30+ days post-judgment for filing.
Credit
How Often Do Credit Card Companies Sue for Non-Payment?
Credit card companies sue for non-payment about 14.5% of the time, or in 1 out of 7 cases. If you’re being sued for credit card debt, use Solo to resolve it.
Case status
Negotiate Debt With Crown Asset Management
Respond to Crown Asset Management by validating the debt, refusing to admit liability, raising affirmative defenses if sued, and considering a settlement offer.
Debt Lawsuit State Guides
How to Answer a Summons for Debt Collection in Montana
In Montana, you have 21 days to respond to a summons by filing a written Answer with the court. Filing fees range from $30-$70. Send a copy to the plaintiff.
Debt Lawsuit State Guides
How to Answer a Summons for Debt Collection in Georgia
You have 30 days to respond to a debt collection lawsuit in Georgia before you lose by default. To respond, you should draft and file a written Answer.