Debt Collection FAQs
Debt Collector Licensing Requirements by State
Most US states require debt collectors to be licensed. Exceptions include GA, KS, KY, MI, MO, MT, NH, NY, OH, OK, PA, SD, VT, and VA—though cities may differ.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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Debt Collector Guides
How to Negotiate Debt With Alpha Recovery Corp
Respond to Alpha Recovery Corp by validating the debt, refusing to admit liability, raising affirmative defenses if sued, and considering a settlement offer.
Debt Collector Guides
How to Settle Debt With P&B Capital Group
If sued by P&B Capital, respond promptly to avoid a default judgment. Negotiate a debt settlement or assert your rights under the FDCPA to resolve issues.
Debt Collection FAQs
Can I Rent an Apartment if I Have Debt in Collection?
Yes, you can rent an apartment even if you have a debt in collections. However, this can impact your credit, and some apartments check credit for eligibility.
Debt Collector Guides
How to Settle Debt With US Bank Collections
Settle debt with US Bank Collections by responding to lawsuits on time, demanding validation, and negotiating a written settlement for less than you owe.
Debt Collector Guides
How to Resolve Debt With CardWorks
Resolve debt with CardWorks by validating the debt, responding to lawsuits on time, raising defenses, and negotiating a settlement.
Debt Collector Guides
Why is Client Services Calling Me? How to Settle Debt
Client Services is calling you because they're collecting on a debt assigned by your creditor. Demand validation, then negotiate a settlement.
Debt Collector Guides
How to Resolve JPMCB Card Debt
If you've been sued by JPMCB, Solo can help you draft and file an Answer to the lawsuit and settle your debt before going to court.
Debt Collector Guides
How to Settle Debt With Southwest Credit Systems
If Southwest Credit Systems claims you owe a debt, exercise your rights to make them validate it and resolve the debt through settlement before your court date.
Debt Collector Guides
How to resolve a debt with CCB Credit Services
Resolve debt with CCB Credit Services by validating the debt, responding to lawsuits on time, raising defenses, and negotiating a settlement.
Legal Aid
What Is a Motion to Suppress?
A Motion to Suppress is a formal request made by a defendant to exclude certain evidence in a case during trial.
Statute of Limitations on Debt
Statute of Limitations Definition
The statute of limitations is the legal time limit a creditor has to sue for a debt. Once it expires, the debt is time-barred and can be used as a defense.