Legal Aid
Probable Cause Hearing — Definition
A probable cause hearing is a pretrial proceeding where a judge decides if enough evidence exists to continue a criminal case to trial.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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Personal Finance
My Bank Account is Negative $1,000 — Fix it
Is your bank account negative $1,000? Resolve the balance and settle for less than you owe using SoloSettle. 100% online platform with industry-low fees.
Debt Collection FAQs
Is the NTB Credit Card Safe?
The NTB credit card (issued by Credit First) is safe for tire and auto purchases but carries high APR. Pay the balance in full to avoid interest.
Debt Collection FAQs
Is Severance Pay Taxable?
Severance pay is taxable, but you can minimize taxes by saving, contributing to retirement or 529 plans, or spreading out payouts.
Personal Finance
How to Recover from a Negative Bank Balance
Recover from a negative bank balance by depositing funds immediately, calling to negotiate overdraft fee waivers, and switching to a no-overdraft account.
Credit
How to Raise My Credit Score 40 Points Fast
Raise your credit score 40 points fast by paying down high-utilization cards, disputing report errors, and asking for a credit limit increase.
Other Debt Resources
How to Perform Voluntary Repossession
To surrender your car, inform the lender of inability to pay, arrange voluntary repo, record details of surrender, and pay off the sale-loan difference/fees.
Other Debt Resources
How to Negotiate a Lien on a House
When you negotiate a payment plan with a lienholder, always start off with a small percentage of the debt you owe.
Credit
How to Liquidate Credit Cards Into Cash
Liquidating credit cards into cash via cash advances is risky: expect 25%+ APR, fees, and immediate interest. Consider personal loans instead.
Debt Relief
How to Get Debt Relief (Ultimate 50 State Guide 2026)
Get debt relief in any state through budgeting, the snowball method, debt consolidation, settlement, or bankruptcy as a last resort.
Medical Debt
How to Find Medical Debt Forgiveness Programs
Hospitals provide financial assistance and medical debt forgiveness programs. State and federal laws are can reduce the effects of medical debt on consumers.
Legal Aid
How to File in Deschutes County Circuit Court
File documents with Deschutes County Circuit Court by mail, in person at 1100 NW Bond Street, Bend, or via OJD eFile—pay by card, check, eCheck, or cash.