Other Debt Resources
Sued By Credit Card Company? Here's What To Do
If you get sued by a credit card company, respond with a written Answer, verify the debt, negotiate a settlement, and defend yourself in court.
Debt Collection Blog
Debt Collector Guides
How to Settle Debt With Receivable Solutions
Settle debt with Receivable Solutions by responding to any lawsuits, negotiating a lesser amount, and avoiding full payment and wage garnishment.
Debt Collector Guides
Is Merchants’ Credit Guide Legit?
If you see the Merchants’ Credit Guide phone number pop up on your caller ID, it’s not a scam. You may owe a past debt that you’ll need to take care of.
Credit
Beware of Credit Repair Advance Fees
According to US law, credit repair services cannot charge customers up front. If you're trying to improve your credit, beware of upfront credit repair fees.
Debt Collector Guides
What Is RFGI? How to Respond
RFGI is a debt collection agency located in Illinois. If you've been contacted by RFGI, send them a debt validation letter to confirm you owe the alleged debt.
Debt Collector Guides
Is ASG Recovers a Scam?
ASG Recovers is indeed legitimate and not a scam. Still, it is important to fight for your rights as a consumer and insist that the collector verify your debt.
Debt Collector Guides
Settle Debt with Amerifinancial Solutions in 3 Steps
Settle your debt with AmeriFinancial Solutions in three steps: responding to a lawsuit, verifying your debt, and negotiating a lower settlement.
Credit
What Bank is Milestone Credit Card With?
The Milestone Mastercard is issued by The Bank of Missouri and serviced by Concora Credit (formerly Genesis FS Card Services).
Debt Collector Guides
5 Steps to Resolve a Debt With Equinox Collections
Know your rights, request validation, pay off validated debts, respond to lawsuits, and consider debt settlement to resolve Equinox Collections debt.
Debt Collection FAQs
What Is Debt Protection?
Debt protection is a financial service that covers or cancels your loan payments under specific circumstances, such as unemployment or illness.
Medical Debt
Can Medical Debt Collectors Sue?
Yes, debt collectors can sue you for medical debt, but they must do it within your state's statute of limitations time period for the case to be valid.
Debt Collector Guides
Can You Negotiate with Americollect?
To negotiate with Americollect, confirm your debt, plan repayment, choose phone or written negotiation, propose an offer, and get any agreement in writing.