
Summary of the Equifax Data Breach Settlement
The Equifax data breach settlement provided $700M in relief for 2017 breach victims, including credit monitoring and cash payments for documented losses.

The Equifax data breach settlement provided $700M in relief for 2017 breach victims, including credit monitoring and cash payments for documented losses.

DLA' on a credit report stands for Date of Last Activity, the most recent date the account was active or had a payment posted.

Chase Credit Journey, a free credit monitoring service, may be an excellent option if you want to get an overview of your credit health.

Raise your credit score 40 points fast by paying down high-utilization cards, disputing report errors, and asking for a credit limit increase.

Liquidating credit cards into cash via cash advances is risky: expect 25%+ APR, fees, and immediate interest. Consider personal loans instead.

Factual Data appears on your credit report when a lender checks your credit. Dispute errors with bureaus to remove inaccuracies and protect your score.

Is Avantus hurting your credit score? Here's Solo's guide to everything you should know about Avantus and how to keep it off your credit report.

A good business credit score is generally 80+ on Dun & Bradstreet's PAYDEX scale (or 70+ on Experian's Intelliscore). Higher scores unlock better terms.

Remove CBCInnovis from your credit report by sending a dispute letter to the credit bureaus; they typically must remove unverified inquiries within 30 days.

THD/CBNA is one of the codes that appear on your credit report when you apply for a Home Depot credit card issued by Citibank.

Find out why CBNA is on your credit report. Whether it's a Citibank inquiry or a debt collector, learn how to protect yourself and use SoloSettle.

You can be sued for credit card debt when on disability, but they will not be able to collect on the judgment if your income is protected.