Debt Collector Guides
How to Resolve Debt with American Recovery Service
Settle debt with American Recovery Service by responding to lawsuits on time, demanding validation, and negotiating a written settlement for less than you owe.
Debt Collection Blog
Statute of Limitations on Debt
New Hampshire Statute of Limitations on Debt
New Hampshire's statute of limitations on debt is 3 years for most consumer debts; once it expires, collectors can't sue, but the debt remains.
Debt Documents and Templates
Sample Cease and Desist Letter Against Debt Collectors
A cease and desist letter tells a debt collector to stop contacting you. Send it certified mail; the collector must comply but can still sue.
Wage Garnishment
Can I Stop Wage Garnishment?
Yes, you can stop wage garnishment by filing an Answer to avoid default judgment, filing a Claim of Exemption, settling the debt, or filing bankruptcy.
Debt Collector Guides
Sued by Eagle Loan of Ohio? How to Settle
If sued by Eagle Loan of Ohio, respond on time with an Answer, demand debt validation, raise affirmative defenses, or negotiate a settlement.
Debt Collector Guides
How To Win a Mariner Finance Lawsuit
Win a Mariner Finance lawsuit by responding with an Answer on time, demanding debt validation, raising defenses like SOL, and negotiating a settlement.
Debt Collector Guides
Sued by Rausch Sturm for Debt? — How to Settle It
If you're sued by Rausch Sturm LLP, Use Solo to respond with a written Answer, negotiate a realistic settlement, and get the agreement in writing.
Debt Collector Guides
Sued by Hudson & Keyse LLC?
Sued for a debt by Hudson & Keyse LLC? Respond to protect your rights, block a default judgment, and give yourself time to settle outside of court.
Debt Collector Guides
How to Resolve a Harvest Credit Management Lawsuit
Sued for a debt by Harvest Credit Management? Respond with a written Answer to avoid default judgment, then reach out to make an offer to settle for less.
Debt Collector Guides
How to Settle a Credit One Bank Lawsuit
To settle a Credit One Bank lawsuit, first file an Answer to block a default judgment. Then, reach out to the lawyer to negotiate and settle for less.
Debt Collector Guides
How to Settle Debt With Palisades Collection LLC
Settle debt with Palisades Collection by responding to lawsuits on time, demanding validation, and negotiating a written settlement for less than you owe.
Debt Collector Guides
What to Do If MRS Associates is Collecting from You
If MRS Associates is collecting from you, demand written validation, know your FDCPA rights, and negotiate a written settlement for less than you owe.