Wage Garnishment
Can Payday Loans Garnish Your Wages?
Yes, payday lenders can garnish your wages, but only after suing you and winning a court judgment. Respond to the lawsuit fast to avoid wage garnishment.
Debt Collection Blog
Legal Aid
How to File in Bergen County Superior Court
File in Bergen County Superior Court via JEDS e-filing, in person, or by mail. Defendants have 30-35 days to file a response.
Other Debt Resources
Am I Responsible for My Husband's Debts If We Divorce?
No, you're usually not liable for your husband's debts after divorce unless you cosigned, share community property, or live in a community property state.
Legal Aid
What Is a Certificate of Service?
A certificate of service is a legal document filed in court that confirms courts documents were correctly delivered to the other party in a case.
Legal Aid
How to File a Motion to Set Aside Judgment
File a Motion to Set Aside Judgment within 21 days by proving excusable default, procedural error, or a meritorious defense like expired SOL.
Debt Relief
Obama Credit Card Debt Relief Program – How to Use It
There is no 'Obama Credit Card Debt Relief Program'; that's a marketing myth. Use legitimate options: debt negotiation, settlement, or bankruptcy.
Personal Finance
Cambridge Debt Consolidation Review
Cambridge Credit Counseling is a nonprofit offering free debt analysis, consolidation, and credit counseling with low fees, strong reviews, and an A+ BBB rating
Wage Garnishment
Ohio Garnishment Laws — What They Say
Ohio garnishment laws cap wage garnishment at 25% of disposable earnings; you can object in court, claim exemptions, or settle to stop it.
Eviction
How Long Does an Eviction Stay on Your Record?
An eviction stays on your record for at least 7 years, or 10 years if you claimed unpaid rent in bankruptcy. Only a judge's order can remove it.
Arbitration
How to Make a Motion to Compel Arbitration in Florida
File a Motion to Compel Arbitration in Florida by citing the arbitration clause in your credit card agreement and filing before answering the complaint.
Other Debt Resources
How to Find Out What Collection Agency Owns Your Debt
Find out who owns your debt by pulling your credit report, sending validation letters to listed collectors, or asking the original creditor directly.
Credit
Can a Credit Card Company Sue Me?
Yes, a credit card company can sue you, but the lawsuit must be filed within the statute of limitations in your state.