Debt collection blog

The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.

Debt Collector Guides

How to Make a Settlement Offer to Navient

Make a settlement offer to Navient by submitting a written offer to their settlement department; private student loans typically settle for 40-70%.

Debt Collector Guides

Settle Debt with Resurgent Capital Services

Settle debt with Resurgent Capital Services by responding to lawsuits on time, demanding validation, and negotiating a written settlement for less than you owe.

Personal Finance

How to get out of a RISE loan

Get out of a RISE loan by paying it off (their APRs run 36-299%), refinancing through a lower-rate lender, and negotiating a settlement if you've defaulted.

Federal Debt Collection Laws

What does FCRA stand for?

FCRA stands for Fair Credit Reporting Act, the federal law governing how credit bureaus collect, share, and report your credit information.

Debt Collector Guides

Beat Firstsource Advantage in court

Sued by Firstsource Advantage? File an Answer to avoid default judgment, verify the debt, assert defenses like statute of limitations, & negotiate a settlement.

Credit

What is CBNA on my credit report?

Find out why CBNA is on your credit report. Whether it's a Citibank inquiry or a debt collector, learn how to protect yourself and use SoloSettle.

Debt Collector Guides

How to settle with NCB Management Services

If NCB Management Services contacts or sues you, first verify the debt. If it’s valid, you can often settle for 40–80% (or less) instead of paying in full.

Debt Collector Guides

How to Settle Debt With USAA Collections

Settle debt with USAA Collections by responding to lawsuits on time, demanding validation, and negotiating a written settlement for less than you owe.