Arbitration
How to Find an Arbitration Clause in Your Credit Agreement
Find your arbitration clause by checking your credit card agreement for dispute resolution terms, then file a Motion to Compel Arbitration to avoid court.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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Debt Settlement
How to Settle a Debt in Missouri
Settle debt in Missouri by responding to the lawsuit within 30 days, sending a written settlement offer, and getting the agreement in writing.
Debt Relief
Can You Settle Debt Yourself While Using a Relief Agency?
Yes, you can settle a debt with your creditor yourselfe, even if you're using a debt relief program. However, you may still owe fees to the debt relief agency.
Debt Collection FAQs
Can You Get Unemployment if You Quit?
Yes, you can get unemployment if you quit for "good cause" like discrimination, illness, unsafe conditions, pay cuts, or if a confirmed new job falls through.
Debt Settlement
Can You Settle Student Loan Debt?
Yes, student loan debt can sometimes be settled. You’ll need to afford a lump sum or payments, negotiate carefully, and get the settlement agreement in writing.
Debt Settlement
Debt Settlement Pros and Cons
Debt settlement pros: pay less than owed, avoid bankruptcy. Cons: credit score drops, tax on forgiven debt, fees, and creditors may still sue.
Debt Collection FAQs
Should I Hire a Litigation Attorney?
If you’re sued for debt, you can avoid costly attorney fees by representing yourself and responding to the lawsuit without hiring a lawyer.
Other Debt Resources
How to Settle Debt with a Reduced Lump Sum Payment
Settle debt with a reduced lump-sum payment by negotiating with the creditor, offering 40-60% of the balance, and getting the agreement in writing.
Debt Settlement
How to Settle a Debt in South Dakota
Settle debt in South Dakota by responding to the lawsuit within 30 days, sending a written settlement offer, and getting the agreement in writing.
Debt Settlement
Should I Settle a Collection or Pay in Full?
Paying off debt in full is best for your credit score and avoiding lawsuits. If you can't pay in full, settling the debt is still a viable option.
Debt Settlement
What Happens if I Reject a Settlement Offer?
If you reject a settlement offer, the case continues to trial or further negotiation. The creditor may file for summary judgment or proceed to court.
Legal Aid
What Is a Motion to Strike?
A Motion to Strike removes improper content from a court filing: irrelevant claims, unsupported allegations, or insufficient defenses.