Personal Finance
5 Expenses You Can Cut to Save Money and Pay Off Debt
Cut these expenses to pay off debt: lower energy costs, eat out less, cancel unused subscriptions, shop for cheaper insurance, and review interest rates.
Debt collection blog
The Solo debt collection blog. Find helpful posts on how to resolve your debt lawsuit here.
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Debt Settlement
How to Settle a Debt in New Jersey
Settle debt in New Jersey by responding to the lawsuit within 35 days, sending a written settlement offer, and getting the final agreement in writing.
Debt Collector Guides
How to Settle Debt with Portfolio Recovery
Settle debt with Portfolio Recovery by responding to lawsuits on time, demanding validation, and negotiating a written settlement for less than you owe.
Debt Settlement
How to Settle a Debt in Kansas
Settle debt in Kansas by responding to the lawsuit within 21 days, sending a written settlement offer, and getting the final agreement in writing.
Debt Settlement
Can I Settle a Debt with the Original Creditor?
Yes, you can settle debt with your original creditor—often easier than with collectors. Respond to any lawsuit, send a settlement offer, and get it in writing.
Debt Settlement
How Can I Settle My Credit Card Debt Before Going to Court?
To settle credit card debt before court, contact creditors early, negotiate a payment plan or lump-sum settlement, and respond promptly to lawsuits.
Debt Settlement
How to Settle a Debt in Pennsylvania
Settle debt in Pennsylvania by responding to the lawsuit within 20 days, sending a written settlement offer, and getting the agreement in writing.
Debt Settlement
How to Settle a Debt in Mississippi
Settle debt in Mississippi by responding to the lawsuit within 30 days, sending a written settlement offer, and getting the agreement in writing.
Debt Collector Guides
How to Settle Debt with Discover
To settle debt with Discover, file an Answer to pending lawsuits, offer a realistic settlement, negotiate terms, and get a written agreement.
Other Debt Resources
How to Apply For Unemployment Benefits in Florida
Apply for UI in Florida via CONNECT online within a week of unemployment. To apply, create an account or call 800-681-8102 for assistance.
Debt Collection FAQs
Is it Smart to Consolidate Debt?
Debt consolidation is loan financing that turns several debts into one loan. If you qualify for low-interest credit, you may save some money this way.
Debt Settlement
What Happens When You Settle a Debt?
Paying a settled debt amount clears the debt but may temporarily lower your credit score, and the forgiven debt is taxable.